currencies

Which Currencies Are Traded?
The most popular currencies along with their symbols are shown below:
Symbol Country Currency Nickname
USD United States Dollar Buck
EUR Euro members Euro Fiber
JPY Japan Yen Yen
GBP Great Britain Pound Cable
CHF Switzerland Franc Swissy
CAD Canada Dollar Loonie
AUD Australia Dollar Aussie
NZD New Zealand Dollar Kiwi

Forex currency symbols are always three letters, where the first two letters identify the name of the country and the third letter identifies the name of that country’s currency.

When Can Currencies Be Traded?
The spot FX market is unique within the world markets. It’s like a Super Wal-Mart where the market is open 24-hours a day. At any time, somewhere around the world a financial center is open for business, and banks and other institutions exchange currencies every hour of the day and night with generally only minor gaps on the weekend.
The foreign exchange markets follow the sun around the world, so you can trade late at night (if you’re a vampire) or in the morning (if you’re an early bird). Keep in mind though, the early bird doesn’t necessarily get the worm in this market - you might get the worm but a bigger, nastier bird of prey can sneak up and eat you too…

Time Zone New York GMT
Tokyo Open 7:00 pm 0:00
Tokyo Close 4:00 am 9:00
London Open 3:00 am 8:00
London Close 12:00 pm 17:00
New York Open 8:00 am 13:00
New York Close 5:00 pm 22:00

The Forex market (OTC)
The Forex OTC market is by far the biggest and most popular financial market in the world, traded globally by a large number of individuals and organizations. In the OTC market, participants determine who they want to trade with depending on trading conditions, attractiveness of prices and reputation of the trading counterpart.
The dollar is the most traded currency, being on one side of 89% of all transactions. The Euro’s share is second at 37%, while that of the yen is at 20%.

Why Trade Foreign Currencies?
There are many benefits and advantages to trading Forex. Here are just a few reasons why so many people are choosing this market:
No commissions.No clearing fees, no exchange fees, no government fees, no brokerage fees. Brokers are compensated for their services through something called the bid-ask spread.
No middlemen. Spot currency trading eliminates the middlemen, and allows you to trade directly with the market responsible for the pricing on a particular currency pair.
No fixed lot size.In the futures markets, lot or contract sizes are determined by the exchanges. A standard-size contract for silver futures is 5000 ounces. In spot Forex, you determine your own lot size. This allows traders to participate with accounts as small as $250 (although we explain later why a $250 account is a bad idea).
Low transaction costs. The retail transaction cost (the bid/ask spread) is typically less than 0.1 percent under normal market conditions. At larger dealers, the spread could be as low as .07 percent. Of course this depends on your leverage and all will be explained later.
A 24-hour market. There is no waiting for the opening bell - from Sunday evening to Friday afternoon EST, the Forex market never sleeps. This is awesome for those who want to trade on a part-time basis, because you can choose when you want to trade--morning, noon or night.
No one can corner the market.The foreign exchange market is so huge and has so many participants that no single entity (not even a central bank) can control the market price for an extended period of time.
Leverage.In Forex trading, a small margin deposit can control a much larger total contract value. Leverage gives the trader the ability to make nice profits, and at the same time keep risk capital to a minimum. For example, Forex brokers offer 200 to 1 leverage, which means that a $50 dollar margin deposit would enable a trader to buy or sell $10,000 worth of currencies. Similarly, with $500 dollars, one could trade with $100,000 dollars and so on. But leverage is a double-edged sword. Without proper risk management, this high degree of leverage can lead to large losses as well as gains.
High Liquidity.Because the Forex Market is so enormous, it is also extremely liquid. This means that under normal market conditions, with a click of a mouse you can instantaneously buy and sell at will. You are never "stuck" in a trade. You can even set your online trading platform to automatically close your position at your desired profit level (a limit order), and/or close a trade if a trade is going against you (a stop loss order).
Free “Demo” Accounts, News, Charts, and Analysis. Most online Forex brokers offer 'demo' accounts to practice trading, along with breaking Forex news and charting services. All free! These are very valuable resources for “poor” and SMART traders who would like to hone their trading skills with 'play' money before opening a live trading account and risking real money.
“Mini” and “Micro” Trading: You would think that getting started as a currency trader would cost a ton of money. The fact is, compared to trading stocks, options or futures, it doesn't. Online Forex brokers offer "mini" and “micro” trading accounts, some with a minimum account deposit of $300 or less. Now we're not saying you should open an account with the bare minimum but it does makes Forex much more accessible to the average (poorer) individual who doesn't have a lot of start-up trading capital.
What Tools Do I Need to Start Trading Forex?
A computer with a high-speed Internet connection and all the information on this site is all that is needed to begin trading currencies.
What Does It Cost to Trade Forex?
An online currency trading (a “micro account”) may be opened for with a couple hundred bucks. Do not laugh – micro accounts and its bigger cousin, the mini account, are both good ways to get your feet wet without drowning. For a micro account, we'd recommend at least $1,000 to start. For a mini account, we’d recommend at least $10,000 to start.

forex learn :-)

What is FOREX?
The Foreign Exchange market, also referred to as the "FOREX" or "Forex" or "Retail forex" or “FX” or "Spot FX" or just "Spot" is the largest financial market in the world, with a volume of about $2 trillion a day. If you compare that to the $25 billion a day volume that the New York Stock Exchange trades, you can easily see how enormous the Foreign Exchange really is. It actually equates to more than three times the total amount of the stocks and futures markets combined! Forex rocks!
What is traded on the Foreign Exchange?
The simple answer is money. Forex trading is the simultaneous buying of one currency and the selling of another. Currencies are traded through a broker or dealer, and are traded in pairs; for example the Euro dollar and the US dollar (EUR/USD) or the British pound and the Japanese Yen (GBP/JPY).
Because you're not buying anything physical, this kind of trading can be confusing. Think of buying a currency as buying a share in a particular country. When you buy, say, Japanese Yen, you are in effect buying a share in the Japanese economy, as the price of the currency is a direct reflection of what the market thinks about the current and future health of the Japanese economy.In general, the exchange rate of a currency versus other currencies is a reflection of the condition of that country's economy, compared to the other countries' economies.
Unlike other financial markets like the New York Stock Exchange, the Forex spot market has neither a physical location nor a central exchange. The Forex market is considered an Over-the-Counter (OTC) or 'Interbank' market, due to the fact that the entire market is run electronically, within a network of banks, continuously over a 24-hour period.
Until the late 1990’s, only the “big guys” could play this game. The initial requirement was that you could trade only if you had about ten to fifty million bucks to start with! Forex was originally intended to be used by bankers and large institutions - and not by us “little guys”. However, because of the rise of the Internet, online Forex trading firms are now able to offer trading accounts to 'retail' traders like us.
All you need to get started is a computer, a high-speed Internet connection, and the information contained within this site.

24-Hour Access to the World

When you choose to trade currencies, you’re choosing greater freedom in your trading। With the ability to trade forex 24 hours a day, 51/2 days a week with extreme liquidity, you participate when you want to, not when the market dictates.

The market is able to stay open 24 hours a day, 51/2 days a week, because trading begins with the open in Australia, and flows through the open and close of the major financial trading centers in Asia, Europe, the United States and back again to Australia.

The daily foreign currency trading volume is determined by which markets are open at any point in time. When international market open times overlap, such as when the U.S. and British market are open simultaneously, greater trading volume is seen, resulting in peak trading.

Forex market time open and volume(time display in GMT):-

NY- america 1pm GMT
UK 8am GMT
Euro 7am GMT
Japan 12am GMT

why forex? forex vs. futures

Remember that both futures and forex trading involve risk। Forex trading is not conducted on a regulated exchange and as a result, there are additional risks associated with forex trading।

Foreign exchange is the principal market of the world. Everything we do is valued in money, from physical goods to time spent to services performed. Money is the root of all pricing and is the basis of all trading. For example, in the futures market, if you wanted to trade coffee from Mexico using U.S. dollars, you would first have to convert your dollars to pesos. Since you have to start by exchanging a currency to trade something in a foreign market, forex is considered the principal market, and it is the one on which all others are based.

Although there are many differences between forex and futures trading, futures traders often find it easy to make the transition into forex trading. Market liquidity, pricing structure, available leverage and open hours are just some of the differences.

The forex market offers some of the smoothest trends available in any market. No other market comes close to the volume and participation in the forex market, making it a haven for traders seeking fewer price gaps and erratic spikes, and other choppy conditions found in lower volume markets such as futures or options. Because the market is only closed briefly on weekends, market gaps (although possible) are limited, which results in greater and more consistent liquidity.

Because of the trending nature of the forex market, it is appealing to both technical and fundamental traders. Fundamental traders monitor worldwide cash flows, and take mid-to-long term positions based on analysis of currency supply and demand. Technical traders look for repeating market patterns displayed on price charts, and may use indicators to help determine if a currency is overbought or oversold. The trends of the forex market provide ideal conditions for both types of analysis.

In forex, the price offered is a real-time price and it is the price at which you actually buy or sell. In futures, you buy or sell based on the last price traded (the tick price). Because futures go by tick prices, it is common that by the time your order is placed, the price at which you actually buy or sell may be different from the displayed tick price.

In forex trading, customers have one margin rate for trades placed 24 hours a day (3 PM – 3 PM). Depending on the size of the trade, your margin requirement can be less than 1 percent. In futures trading, the margin rate can vary throughout the day depending on market volatility, and is higher at night because the market is closed and brokers have to cover their risks. They gives you one margin rate all time for currency trading with no margin calls and no hassles, so that you can manage your own risk efficiently and simply.

The forex market is open 24 hours a day, 5.5 days a week - as a market closes in one time zone, another is opening in a different time zone. When the Pacific Rim markets such as Japan and Singapore begin to slow, the European markets of England, Switzerland and Germany begin. These forex markets are followed by the North American markets of the United States, Canada and Mexico. As the North American markets begin to slow down for the evening, the Pacific Rim starts their trading day again. This allows any trader in any time zone to trade forex any time, day or night.

In forex, there is no need to wait for the market to open when news has already hit the streets or to stop trading because the futures pits have closed for the day. This gives the forex trader added flexibility and continuous market opportunities that are not available in futures. Futures are traded when the exchange is open for the day. There is “after hours” trading in futures, but order size and type is limited and spreads are generally wider. This is because there is a higher risk and less ability to manage risk when the futures markets are unofficially open.

stocks vs. forex

Remember that both stocks and forex trading involve risk. Forex trading is not conducted on a regulated exchange and as a result, there are additional risks associated with forex trading.
Historically, the majority of the general public has viewed the securities markets as an investment vehicle. In the last ten years securities have taken on a more speculative nature. This was perhaps due to the downfall of the overall stock market as many security issues experienced extreme volatility because of the irrational exuberance displayed in the marketplace. The implied return associated with an investment was no longer true. (If indeed it ever was.) Many traders engaged in the daytrader rush of the late 90's only to realize that, from a leverage standpoint, it took quite a bit of capital to day trade, and the return while potentially higher than long-term investing was not exponential. After the onset of the daytrader rush, many traders moved into the futures stock index markets where they found they could leverage their capital greater and not have their capital tied up when it could be earning interest or making money somewhere else. Like the futures markets, spot currency trading is an excellent vehicle for pattern daytraders who desire to leverage their current capital to trade. Spot currency or forex trading provides more options, greater volatility and stronger trends than currently available in stock futures indexes. Former securities daytraders have an excellent home in spot foreign exchange (forex).


1. No Middlemen
Centralized exchanges provide many advantages to the trader. However, one of the problems with any centralized exchange is the involvement of middlemen. Any party located in between the trader and the buyer or seller of the security or instrument traded will cost them money. The cost can be either in time or in fees. Spot currency trading does away with the middlemen and allows clients to interact directly with the market-maker responsible for the pricing on a particular currency pair. Forex traders get quicker access and cheaper costs.


2. Buy/Sell programs do not control the market
How many times have you heard that "fund A" was selling "X" or buying "Z"? Rumor had it that the funds were taking profits because of the end of the financial year or because today is "triple witching day", all as an explanation of why this stock is up or the market in general is down or positive on the session. No matter what your broker says the stock market is very susceptible to large fund buying and selling, and it is not uncommon for a fund to run a particular issue for a few days. In spot currency trading, the liquidity of the forex trading market makes the likelihood of any one fund or bank to control a particular currency very slim. Banks, hedge funds, FCM's, governments, retail currency conversion houses and large net-worth individuals are just some of the participants in the spot currency markets where the liquidity is unprecedented.


3. Analysts and brokerage firms are less likely to influence the market
Have you watched TV lately? Heard about a certain Telecomm stock and an analyst of a prestigious brokerage firm accused of keeping its recommendations, such as "buy" when the stock was rapidly declining? It is the nature of these relationships. No matter what the government does to step in and discourage this type of activity, we have not heard the last of it. IPO's are big business for both the companies going public and the brokerage houses. Relationships are mutually beneficial and analysts work for the brokerage houses that need the companies as clients. That catch-22 will never disappear. Foreign exchange, as the prime market, generates billions in revenue for the world's banks and is a necessity of the global markets. Analysts in foreign exchange don't drive the deal flow, they just analyze the forex trading market.

the history of fx-forex (part I)

The modern foreign exchange market (fx or forex) began to develop in 1973. However, money has been around in one form or another since the time of Pharaohs. The Babylonians are credited with the first use of paper bills and receipts, but Middle Eastern moneychangers were the first currency traders to exchange coins from one culture to another. During the middle ages, the need for another form of currency besides coins emerged as the method of choice. These paper bills represented transferable third-party payments of funds, making foreign currency exchange trading much easier for merchants and traders and causing these regional economies to flourish.

From the infantile stages of forex during the Middle Ages to WWI, the forex markets were relatively stable and without much speculative activity. After WWI, the forex markets became very volatile and speculative activity increased tenfold. Speculation in the forex market was not looked on as favorable by most institutions and the public in general. The Great Depression and the removal of the gold standard in 1931 created a serious lull in forex market activity. From 1931 until 1973, the forex market went through a series of changes. These changes greatly affected the global economies at the time and speculation in the forex markets during these times was little, if any.

why FOREX!?

Over the last three decades the foreign exchange market has become the world's largest financial market, with over US$2 trillion traded daily. Forex is part of the bank-to-bank currency market known as the 24-hour Interbank market. The Interbank market literally follows the sun around the world, moving from major banking centers of the United States to Australia, New Zealand to the Far East, to Europe, to Asia then back to the United States.
Forex Market Summary of Benefits

Until recently, the forex market wasn't for the average trader or individual speculator. With the large minimum transaction sizes and often-stringent financial requirements, banks, hedge funds, major currency dealers and the occasional high net-worth individual speculator were the principal participants. These large traders were able to take advantage of the many benefits offered by the forex market vs. other markets, including fantastic liquidity and the strong trending nature of the world's primary currency exchange rates.

Invest In Stock Market

Many options like bank deposits, real estate, mutual funds are available for investments. Often people invest their money without any risk and are satisfied at lower returns. However investments should follow the middle path of medium risk and medium returns. Experience have shown that the returns through systematic investments in stock market are superb than the other modes of investments.

More often than not people look to the share market as a gamble and stay away from it. Stock market definitely has the risk content and dwindling nature. However it is also the firm institution on a longer time horizon. Given the precarious notion as well as possible high returns on investment, up to one third of total savings can safely be invested in stock market.
People often confuse trading with the investment. Trading in daily market requires an extraordinary understanding of many stocks, plethora of parameters that govern the movement of the market index and large information on corporate life On the contrary investments can be made on relatively lesser level of information with only a periodic track of corporate performance.

Market index is a representative index of all the sectors. It really represents the economy in entirety. Investors should not get perturbed by the ups and downs of the index on a smaller time horizon. It will make no sense to see everyday the performance of your shares. That can only heighten the anxiety unnecessarily. However periodic updates of the stock market are the essential. Major changes in government policies, international policies, exchange rates for major currencies make an investor wise and informed.

Stock market is not a gamble institution. Rather it is a reflection of the growth of the national economy. Everybody should reap the fruits of the prospering economy. Wise and systematic investments in stock market definitely shower the bountiful returns. So stay invested in the stock market.

worthlesssss!!!

I am not happy that the huge public fund was being used to sponsor the astronault to the space just to carry out simple experiment which I don't think will has any impact to the improvement of health of Malaysian or human being.

Firstly this project is not meaningful to majority of us though we are so excited with the suceessful lauch. What is that to be proud off as this is a business deal like buy one free one. We just spend the money and the deal was done. Yet I was told that our leader said they are so excited with the deal and without any consideration, they give a call to the next one to be ready to go to the space. I feel so sad as though they can simply use the public fund to do whatever they want. I just want to remind them this is our hard earn money, we are tax payer. Because of this, we lose out a lot of facility and petrol price rise(just because of goverment a word- over budget to rebate) and a lot more. I feel very upset with all this. Why all malaysian just follow the uncle "Anduk " style.

What can you do if you fall in love with one of your friend's girl?

#1. see if she loves you and then it is unstoppable?

#2. distance yourself from her ~ better to stray away than to mess-up your friendship with this person?

#3. Patience is a virtue ~ with any luck they'll break up giving you a chance to make your move?

#4. Gulp down your feelings and never let it out as you will stand to sacrifice the friend and the very sight of the girl??

????? Any comment for your all????

dare to think- MARRIED

Q: ''Why must a person get married?''
A: "Tradition said so."
Q: "Who set the tradition?"
A: "The olden people"

So why must we get married?

credit card review

A credit card is a necessity, nowadays, given the dynamic lifestyles lead by majority of the populace. Whether it is your first time to apply for a credit card or you want to add to your present collection of credit cards, then you should visit www.yourcreditnetwork.com. This website is a one-stop online credit cards service that combines the different players in the credit card field. This is helpful especially for those consumers interested to taking on a higher credit or would like to take advantage of the special rewards or features being offered by the various issuing credit card firms.

To apply for a credit card, it is highly advised that you conduct some kind of research first, which this website allows you. You have the opportunity to compare the available credit cards in terms of their benefits, interest rates, penalties and other relevant financial information or concerns. Find which credit cards appeal to your needs and simply apply online to the credit card company of your choice. You may be surprised to discover that there are numerous credit cards that you can avail of such as cash back credit cards, business or student credit cards, to mention a few. Filing up an application form and sending it is now faster and easier given this useful website.

How to made money online

1. AdSense
AdSense is is probably the most steady aspect of my online income. A little more than 65% of my revenue comes from Google AdSense. The figures have doubled from the beginning of the year.

2. Affiliate programs
Have I ever mentioned how much I love affiliate programs? Although I’m barely averaging a three figure affiliate income each month, the trend is definitely up and I hope I kept at it in the next year.

3. Text Link Ads
Selling text link ads through TLA network has become a very important revenue making model for my blogs in the last couple of months in the year 2006.

4. Review Me
I wrote 4 reviews for Review Me during the last month and did get a decent amount of money for them. I wish the trend will continue and Review Me will become a steady online making money option for me.

happy 25th b'day 2 my-lover

-..12 month of happiness..-
-..52 weeks of fun..-
-..365 days of laughter..-
-..8760 hours of gud luck..-
-..525600 minutes of joy..-
-..3153600 seconds of success..-

()"*"()
| ( 'o', )
|(,,)=(,,)
=======================|
*`..`WiSh U ** `..`*
*`..` ALL `..`*
*`..` ThE `..`*
*`..` BeSt`..`*
|===========================
=||
| ()"*"()
| ( 'o', )
|(,,)=(,,)
=======================|

++Stay cool++
++Stay adoreable++
++Keep in touch++
++Nice pal++
++Keep up ur work++
++Good Luck++
++Take care++
++Haf a nice day++
++Stay with me forever++

take a break!!!

In our modern day society, many of us are subjected to pressure in every aspect of our lives, be it our personal or work life. As the stress level in us escalates, we do not seek to lessen it but instead continue to push ourselves to the brink until we finally reach the breaking point where everything falls to pieces.When that happens, alot of us have trouble pulling ourselves back together again. Some may even resort to extreme measures such as suicide or crime that will ultimately bring us to ruin.

Stress affects all levels of society. In these competitive times, students are required to excel in academics & co-curriculum while working adults are required to meet high expectations & targets that has been set for them in their work place. As such, we need to develop an effective way to cope with stress.

Once in a while, taking a short break can help alleviate our stress. It doesn't mean that we have to go on a long vacation to clear our heads. A short stroll in the neighbourhood park may help us to 'walk' off the stressful feelings. Listening to soothing or relaxing music in between your work time can help you relax your senses as music has a therapeutic effect. Watching a light-hearted comedy can help you laugh off some of the pressure you have coped up inside as well.

Never ever isolate yourself when you are feeling blue. Seek out the company of a friend or a group of friends that you can share your feelings with. Take turns to listen to each others problems & try coming up with helpful suggestions to each others problems. You can also ask any of your loved ones to lend a listening ear to you. Sometimes, all you need is just a word of comfort & a shoulder to cry on to help you get over that stressful period in your life.

Learn to recognize when you've had enough with work. Trying to continue ploughing on when your brain's engine is on the verge of breaking down will not do you any good. You may waste alot of effort as well as energy & yet end up achieving very little. At this point, it's time to hit the brakes & rest for a while. You will be surprised at how much better you can feel after a 30 minute nap!

Lastly, seek to strengthen yourself spiritually so that you will be able to face the challenges life throws at you. It is important to know that a heart at rest gives life to the body. Prayer & meditation can help you stay calm & collected.

Choose to live your life one day at a time. Do not worry or fret too much about the distant future. The human mind can never fanthom what lies far ahead in the future.

yesterday, 2day & 2morrow

There are only three days in our whole life to living and there are two days which we should never to worry about, two days that should be kept free from fear and apprehension.

One is yesterday, with its mistakes and cares, its aches and pains, its
faults and blunders. Yesterday has passed forever beyond our control.

All the thing in the world cannot bring back yesterday. We cannot undo a
single act we performed, we did, nor erase a single word we've said. Yesterday is
gone.

The other day we should not worry about is tomorrow, with its impossible
adversaries, its burden, its hopeful promise and unknown performance.
Tomorrow is beyond our control.

Tomorrow's sun will rise either in splendor or behind a mask of clouds -
but it will rise. And until it does, we have no stake in tomorrow, for it
is as yet unborn.

This leaves only one day - today! Anyone can fight the battles of just
one day. It is only when we add the burdens of yesterday and tomorrow
that we break down.

It is not the experience of today that drives people mad. It is the
remorse of bitterness for something that happened yesterday, and the
dread of what tomorrow may bring.

the rm8 charge!!!

Recently I went to Pxx bank which somewhere nearby my office to open a new saving account. To open a account, the customer servicer was request a min RM250 deposit to proceed. And so on,...

When I had done all the registration, the customer servicer was ask me to paid the deposit at the counter and at the time I made the money deposit, the banker was asking for another RM8 addition charge and I been mention this RM8 is for the ATM card and will be charging by yearly.

Is it really necessary for banks to charge RM8 for each ATM card issued yearly?

Imagine the total collected annually from such charges. Multiply the total number of all bank customers using ATM cards in Malaysia by 8 and the annual RM take from this charge alone is mindboggling.

Besides, what is the rationale in again charging 50sen per ATM withdrawal made from Bankcard or MEPS-enabled ATMs when there already is this annual fee being charged?

When a bank customer uses his ATM to perform transactions he is doing the banks a service by shortening the queues in banks, saving tellers' time attending to him and freeing up the tellers to serve other customers.

Besides this time-savings, the banks can downsize their workforce resulting in operating expenses savings. Please Mr Banker don't laugh all the way to your bank with all these extra unnecessary, exorbitant costs to your customers ....

To My Friend Who Just Have Break Off With...

When problems happened in a relationship, the fastest way to resolve it is to make yourself become the problem.

It doesn’t mean that you have to blame yourself or feel guilty by seeing yourself as the problem. It is just a creative way of seeking for solution.

And you’ll realize that when you are willing to see yourself as the problem, it is much easier for you to come out with a solution. This helps to save time and energy we often waste on pointing the fingers at others. It also helps to live a healthier life as we can get rid of unnecessary stress and anger that often get involved when problems occurred.

...laugh...

Feeling to share the joke I read recently at StarNews. It goes like this:-

God created a mule and told him that he will be a beast of burden serving man, and will live for 50 years. The mule pleaded to have a shoter life not more than 20 years and it was so.

Then God created a dog and told him that he will guard the owner's house and eat the scraps from the dinner table. It will live for 25 years. The dog pleaded for a shorter miserable life below 10 years and it was so.

God then created a monkey and told him that he will behave like a fool and idiot for 20 years. The monkey pleaded for 10 years and it was so.

Finally God created man and told him. "You will be the only rational being, and will use your intelligence to have mastery over all creatures of the earth. You will dominate the earth and live for 20 years."

The man responded. "Lord, to be a man for 20 years only is too little. Please give me the 30 years the mule refused,the 15 years the dog refused, and the 10 years the monkey refused."., and it was so. Eversince the grant of that wish, man's life goes somewhat like this:-
He lives the first 20 years happily, until he gets married and have children. He slogged like a mule for the next 30 years, bring up the children and taking care of the family. For the next 15 years, he lives like a dog, guarding the house and ate leftover food after the children had their meals. Finally in his old age, he lives the last 10 years like a monkey, fooling and entertaining his grand children like an idiot.

AND SO IT HAS BEEN EVER SINCE ! :-)

decision...

Who going to made the decision? whether this way r correct or not? sure i follow by this? should i?Yes!! definately, you and i, everyone, everyone around us - make decisions every day of our lives.

We're born with the ability to do so; but along the way as we live, learn and grow, outside influences can impact our decision-making process. We can choose to do the right thing or the wrong thing in any given situation(although some of time we do no know where is the right thing or there is wrong). Our decisions are based either on our own personal view of what is right and what is wrong, or, for those vulnerable to the influence of others, They can be based on fear or belief''s not their own. It takes courage to stay true to oneself, knowing what is the right thing to do at any given moment during each day of our lives. Those who would bend the minds of the young, or vulnerable, influencing them to hurt or destroy others with acts of terror, are radicals with no respect for life, not even their own. Terrorists work hard to influence others to abandon their inborn ability to make decisions for themselves and to follow their destructive way of thinking.

So, Deep in the heart of every human is a desire to live, to love, and to progress. In the years ahead, we all must have the courage to think for ourselves.

men make better friends

Friendship between Women: A woman didn't come home one night. The next day she told her husband that she had slept the night at a friend's house. The man called his wife's 10 best friends. None of them knew about it.!!

Friendship between Men: A man didn't come home one night. The next day he told his wife that he had slept the night at a friend's house. The woman called her husband's 10 best friends. Eight of them confirmed that he had slept there , and two claimed that he was still there!!

-there is no FREE lunch-

Everybody today seems to feel that there is an easier way out. Sure there is but there is still no Free lunch! Everybody thinks that with the internet, it's very easy to make money. They hear stories like Bill Gates, Steve Job, Jerry Yang, Amazon dot.com, Yahoo, and think that these people make their money without much effort. The problem is the real tough side has always been covered by all the Hipe.


Do you know that these very people work as much as 16 or 18 hrs a day in building their businesses? Do you know that for every one who succeeded, 1000 failed?


There is no such thing as something for nothing. You have to work it. I know many people are being introduced to many kind of opportunities. And if you all think that you can get money just by sitting- you are in for a big disappointment.


Let tell a story here(link from ''fare to fail''):-

Long ago there was a King who a bit lazy. One day, he feel want to know a lot things and he summoned all the wise-men and asked them to compile all the knowledge and wisdom in the world and put it into one place so that he can study them.


So off went all the wisemen to do the King's bidding. After a year, they came back with 100 volumes of books of knowledge and wisdom. Upon looking at the huge number of volumes, he began to think "I need an easier way".


So he ordered the wisemen to condense the 100 volumes with one. Finally after another year, the wisemen came back with one volume. But the single volume was very thick - about 1000 pages.When the King saw it, the thought came into his mind again, "I need an easier way." So he told all the wisemen that it will take him too long to finish it what more to remember it.
So he ordered that all the knowledge and wisdom to be condensed into just one single page. There was a hue and cry among the wisemen but they have no choice. They either have to do it or have their head chopped off!


So the head Wiseman gathered all his colleague together to have a meeting to resolve this predicament. The meeting last through nights - finally they came up at last with one single page- all the knowledge and wisdom of the world!
Upon hearing this, the King was so delighted and quickly ordered that the page be brought before him. At last he is going to learn all the knowledge and wisdom of the world by just reading one single page.


When the day arrived, it was not only the King who was excited to know about it. The whole Kingdom came out to want to know about it.
The King took the single page from the head Wiseman, open it and learnt the greatest wisdom of the world. On it was written just one sentence:-

"There is no FREE Lunch!"

why i been here

Many of you have always been asking this question: "Why am I here?" It is just to go to school, get a job, marry, have children, bring them up and die? And our children will later go into the same routine and routine. Is that what life is all about?Is that what we get and gone about? In order to measure that, we need to look at the end. Our end is to be happy.

So all friends and members, what do you all think about? Everyone might have your own opinionated!! Just feel free to drop some of your opinion here:-

fearful or nor

While going around the newspaper/ newsletter I notice that people are feeling "fearful". Fearful for their safety, fearful for their businesses etc. It seems all these are due to the kidnap case on past few month. I have received a lot of stories from people. First let's analyse how people become fearful. Yes, the seem has created a big impact. But what is worst is that the media - papers, magazines & television have been broadcasting them everyday without end.

My advice is :- READ or LISTEN or WATCH but DO NOT keep these news in mind. It will get into your Psche and "terror" will strike your heart. The tragedy is already bad enough but DO NOT LET NEWS ABOUT IT PULL YOU DOWN!

Just imagine, if a tree in a jungle falls down and you are not there to hear it, do you know about it or feel it? As I mentioned to all my friends and members the things to do is to "buat bodoh" or practise "Intelligent ignorance". Get on with your life, do your thing. Let the leaders and those concerned solve the problems. It's beyond our immediate capability to solve it.

Our role is to move on. Do not let a mere tragedy interrupt our lives. There are a lot of tragedies happening around the world every single day - the only thing is that they are not being broadcasted. I'm beginning to think back that the 911 WTC, terrorists killed the people in WTC but the media are "terrorizing" the people around the world!

Tell your people, families, and friends to stop being bombarded by all these "terror" messages. We have to get on with our lives! Go on with your business, fly, live life. Your life should not stop because of some act somewhere in the world.

Take charge of your own thoughts and no terrorist or media shall interrupt our rights to leave happily, positively and peacefully on this planet.
Lastly, a wiseman once said:-

"For every problem under the sun there is a remedy or there is none.

If there is one, try to find it.

If there is none, why worry about''

Family means 2 me

In my sinse impression, a family u can talk about anything. U can tell them everything because they're whose closest beside on ur, as like u best friends. U have fun v ur family no matter what u do and they did. Even if there is a fight or a misunderstanding, u have to tolerate each person b'cos when u fight with someone, u notice now much you miss that person and how much u love that person. U just can't live without that person.

If you going out with ur parent, or if u have lunch v them, u see they just like friends. When u do sumthing v ur brother/sister, they're also like your friends.

But observably, it's never happenning be4 in my memorize, there oni a factor align ur each other- united of blood!!!

to be continuous...