happy 25th b'day 2 my-lover

-..12 month of happiness..-
-..52 weeks of fun..-
-..365 days of laughter..-
-..8760 hours of gud luck..-
-..525600 minutes of joy..-
-..3153600 seconds of success..-

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*`..`WiSh U ** `..`*
*`..` ALL `..`*
*`..` ThE `..`*
*`..` BeSt`..`*
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++Stay cool++
++Stay adoreable++
++Keep in touch++
++Nice pal++
++Keep up ur work++
++Good Luck++
++Take care++
++Haf a nice day++
++Stay with me forever++

take a break!!!

In our modern day society, many of us are subjected to pressure in every aspect of our lives, be it our personal or work life. As the stress level in us escalates, we do not seek to lessen it but instead continue to push ourselves to the brink until we finally reach the breaking point where everything falls to pieces.When that happens, alot of us have trouble pulling ourselves back together again. Some may even resort to extreme measures such as suicide or crime that will ultimately bring us to ruin.

Stress affects all levels of society. In these competitive times, students are required to excel in academics & co-curriculum while working adults are required to meet high expectations & targets that has been set for them in their work place. As such, we need to develop an effective way to cope with stress.

Once in a while, taking a short break can help alleviate our stress. It doesn't mean that we have to go on a long vacation to clear our heads. A short stroll in the neighbourhood park may help us to 'walk' off the stressful feelings. Listening to soothing or relaxing music in between your work time can help you relax your senses as music has a therapeutic effect. Watching a light-hearted comedy can help you laugh off some of the pressure you have coped up inside as well.

Never ever isolate yourself when you are feeling blue. Seek out the company of a friend or a group of friends that you can share your feelings with. Take turns to listen to each others problems & try coming up with helpful suggestions to each others problems. You can also ask any of your loved ones to lend a listening ear to you. Sometimes, all you need is just a word of comfort & a shoulder to cry on to help you get over that stressful period in your life.

Learn to recognize when you've had enough with work. Trying to continue ploughing on when your brain's engine is on the verge of breaking down will not do you any good. You may waste alot of effort as well as energy & yet end up achieving very little. At this point, it's time to hit the brakes & rest for a while. You will be surprised at how much better you can feel after a 30 minute nap!

Lastly, seek to strengthen yourself spiritually so that you will be able to face the challenges life throws at you. It is important to know that a heart at rest gives life to the body. Prayer & meditation can help you stay calm & collected.

Choose to live your life one day at a time. Do not worry or fret too much about the distant future. The human mind can never fanthom what lies far ahead in the future.

yesterday, 2day & 2morrow

There are only three days in our whole life to living and there are two days which we should never to worry about, two days that should be kept free from fear and apprehension.

One is yesterday, with its mistakes and cares, its aches and pains, its
faults and blunders. Yesterday has passed forever beyond our control.

All the thing in the world cannot bring back yesterday. We cannot undo a
single act we performed, we did, nor erase a single word we've said. Yesterday is
gone.

The other day we should not worry about is tomorrow, with its impossible
adversaries, its burden, its hopeful promise and unknown performance.
Tomorrow is beyond our control.

Tomorrow's sun will rise either in splendor or behind a mask of clouds -
but it will rise. And until it does, we have no stake in tomorrow, for it
is as yet unborn.

This leaves only one day - today! Anyone can fight the battles of just
one day. It is only when we add the burdens of yesterday and tomorrow
that we break down.

It is not the experience of today that drives people mad. It is the
remorse of bitterness for something that happened yesterday, and the
dread of what tomorrow may bring.

the rm8 charge!!!

Recently I went to Pxx bank which somewhere nearby my office to open a new saving account. To open a account, the customer servicer was request a min RM250 deposit to proceed. And so on,...

When I had done all the registration, the customer servicer was ask me to paid the deposit at the counter and at the time I made the money deposit, the banker was asking for another RM8 addition charge and I been mention this RM8 is for the ATM card and will be charging by yearly.

Is it really necessary for banks to charge RM8 for each ATM card issued yearly?

Imagine the total collected annually from such charges. Multiply the total number of all bank customers using ATM cards in Malaysia by 8 and the annual RM take from this charge alone is mindboggling.

Besides, what is the rationale in again charging 50sen per ATM withdrawal made from Bankcard or MEPS-enabled ATMs when there already is this annual fee being charged?

When a bank customer uses his ATM to perform transactions he is doing the banks a service by shortening the queues in banks, saving tellers' time attending to him and freeing up the tellers to serve other customers.

Besides this time-savings, the banks can downsize their workforce resulting in operating expenses savings. Please Mr Banker don't laugh all the way to your bank with all these extra unnecessary, exorbitant costs to your customers ....